![\"Phoenix](\"https:\/\/phoenixfreshstartbankruptcy.com\/wp-content\/uploads\/2018\/06\/about_tom.jpg\")
<\/h3>\n<\/h3>\nI am always amazed by people who struggle with debt for months, doing their best to pay their bills, but knowing that filing for bankruptcy in Phoenix<\/a> is their only way out. The majority of my clients put up with abusive phone calls from debt collectors, sometimes for years, paying what they can before they finally decide to file bankruptcy. They often try, in good faith, to find solutions with their creditors only to be turned away again and again. Many of my clients come in feeling bad or guilty about their financial situation when most of the time they are in this situation out of no fault of their own. Job loss, divorce or medical emergencies and other financial disasters are simply unavoidable and why our bankruptcy laws exist. I know that the decision to file bankruptcy<\/a> is not one that any of my clients have ever taken lightly. I also know that this is a very difficult time for people and that is why we take a different approach at Phoenix Fresh Start Bankruptcy.<\/p>\n We succeed by treating our clients with understanding, fairness, and respect. I know that everyone, including myself, maybe only one emergency room visit from bankruptcy. The fact is that if I had succeeded a few years ago in talking my wife into our financing a couple rental houses on interest-only loans (it seemed like a great idea at the time and all my friends were doing it), I would be in the middle of my own bankruptcy filing right now. I believe that you deserve an attorney who understands your unique challenges. When you sit down to discuss your financial situation with me, you\u2019ll be treated as a real client with real concerns.<\/p>\n Here\u2019s a bit about my background as both a top Phoenix Bankruptcy Attorney.<\/p>\n I received my undergraduate degree at the University of Arizona in 1995, and my law degree from Lewis and Clark in 1999. Since then, I\u2019ve been admitted to practice law in both Oregon, Washington, and Arizona.<\/p>\n I am a member of several professional associations, including:<\/p>\n I have represented clients like you in thousands of bankruptcies, including both Chapter 7 and Chapter 13 cases. Before leaving to start up my own practice, I opened and managed bankruptcy law offices for the largest national bankruptcy firm in Portland, Seattle, Vancouver, Salem, and Eugene. Over the past nearly 20 years, I have helped countless people save their homes and businesses and discharged millions of dollars of debt for my clients. I now maintain bankruptcy attorney offices in Portland, Salem, Vancouver, Seattle, Tacoma and two right here in Phoenix, where I call home.<\/p>\n When I am not at the office, I spend most of my time at home in Phoenix with my wife, Nikki, along with both our golden retriever, Mayzie, and our son, Simon. Prior to the birth of our son, I had any number of hobbies and pastimes. These days, my son and my wife tend to direct my free time.<\/p>\n\n