{"id":4367,"date":"2022-04-08T12:01:06","date_gmt":"2022-04-08T12:01:06","guid":{"rendered":"https:\/\/phoenixfreshstartbankruptcy.com\/?page_id=4367"},"modified":"2023-03-20T13:30:36","modified_gmt":"2023-03-20T13:30:36","slug":"wage-garnishment-attorney-in-phoenix","status":"publish","type":"page","link":"https:\/\/phoenixfreshstartbankruptcy.com\/best-phoenix-bankruptcy-attorneys\/wage-garnishment-attorney-in-phoenix\/","title":{"rendered":"Wage Garnishment Attorney in Phoenix"},"content":{"rendered":"

Stop Wage Garnishment<\/h2>\n

Thousands of people file for personal bankruptcy each year in order to be released from their responsibilities of paying certain obligations. For the majority of people, the decision to declare bankruptcy is confronted with considerable personal opposition. This is a natural attitude, given the majority of individuals desire to repay their debts.\u00a0<\/span><\/p>\n

This drive to settle debts to a collection agency frequently results in a person borrowing from one creditor to repay another, making minimal monthly payments and never decreasing an account’s principle balance, or taking out cash advances or payday loans with high interest rates and unrealistic payback terms. It\u2019s a cycle that occurs until people fall behind on payments or partially pay what they owe, eventually leading to a mountain of debt.\u00a0<\/span><\/p>\n

Because of unsettled debts, wage garnishment may be looming over their heads. It is best to talk to a wage garnishment attorney and stop garnishment before it starts.\u00a0<\/span><\/p>\n

Wage garnishment is a particularly painful consequence of owing money to creditors; it occurs when a creditor initiates legal action against you in order to have a portion of your salary deducted from your paycheck.\u00a0\u00a0<\/span><\/p>\n

The law firm of Phoenix Fresh Start Bankruptcy Attorneys understands how debt may have a detrimental impact on your financial and emotional well-being. Our<\/span> bankruptcy law firm in Phoenix<\/span><\/a> has helped clients manage their debts to prevent wage garnishment.\u00a0\u00a0<\/span><\/p>\n

Call our office today for an initial consultation. We work hard to defend clients in Phoenix who are facing the painful realities of garnishment and other legal proceedings.<\/span><\/p>\n

Understanding Wage Garnishment<\/h2>\n

\"wage <\/span><\/p>\n

Garnishment, or wage garnishment is a legal term that refers to a legal process in which a third party is instructed to deduct payments directly from a debtor’s income or bank account. The chances of getting a wage garnishment order are high if you have unpaid bills. Garnishments are also used to collect outstanding taxes, monetary fines, child support payments, and delinquent student loan payments.<\/span><\/p>\n

The third party is typically the debtor’s employer, referred to as the garnishee. Employers are prohibited by federal law from terminating an employee in order to avoid processing a garnishment payment.<\/span><\/p>\n

What Is the Law in Arizona Regarding Garnishment?<\/h2>\n

In Arizona, wage garnishment is limited to nonexempt wages, and the creditor must adhere to the maximum amount that can be assessed. For instance, only up to 25% of your income may be deducted straight from your paycheck. Additionally, most creditors cannot garnish your wages unless they acquire a court judgment establishing the amount of money you owe them.<\/span><\/p>\n

Without a court order, the following forms of debt may be garnished:<\/span><\/p>\n