bankruptcy <\/u><\/a>filing\u00a0will kill the lawsuit completely. However, failing to respond to a lawsuit or file a bankruptcy to kill it will result in a default judgment for your creditor plaintiff.<\/p>\nIf the creditor does obtain a judgment, your creditor may now use powerful collections tools that are likely to disrupt your life such as wage garnishment or bank account levy. A bankruptcy filed after judgment is entered will still eliminate the debt and bar your creditor from garnishing or levying anything.<\/p>\n
If collectors are bothering you, you likely have reached the stage where you should be taking at least a serious look at filing bankruptcy. If you would like some help assessing your debt situation, please set up an in person or video appointment with us at Phoenix Fresh Start Bankruptcy. We would be happy to help and look forward to connecting with you.<\/p>\n","protected":false},"excerpt":{"rendered":"
At Phoenix Fresh Start Bankruptcy, we often have to remind our clients that they aren\u2019t deadbeat. Most of our Phoenix area bankruptcy clients got in debt due to circumstances largely beyond their control. The most common culprits keeping our clients from being able to pay their debts are medical problems, relationship breakups, job loss, layoffs and divorce. Creditors know this and it\u2019s not their job to care, their only focus is to get you to pay them rather than someone […]<\/p>\n","protected":false},"author":1,"featured_media":2838,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[838],"tags":[],"_links":{"self":[{"href":"https:\/\/phoenixfreshstartbankruptcy.com\/wp-json\/wp\/v2\/posts\/2835"}],"collection":[{"href":"https:\/\/phoenixfreshstartbankruptcy.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/phoenixfreshstartbankruptcy.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/phoenixfreshstartbankruptcy.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/phoenixfreshstartbankruptcy.com\/wp-json\/wp\/v2\/comments?post=2835"}],"version-history":[{"count":1,"href":"https:\/\/phoenixfreshstartbankruptcy.com\/wp-json\/wp\/v2\/posts\/2835\/revisions"}],"predecessor-version":[{"id":4465,"href":"https:\/\/phoenixfreshstartbankruptcy.com\/wp-json\/wp\/v2\/posts\/2835\/revisions\/4465"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/phoenixfreshstartbankruptcy.com\/wp-json\/wp\/v2\/media\/2838"}],"wp:attachment":[{"href":"https:\/\/phoenixfreshstartbankruptcy.com\/wp-json\/wp\/v2\/media?parent=2835"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/phoenixfreshstartbankruptcy.com\/wp-json\/wp\/v2\/categories?post=2835"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/phoenixfreshstartbankruptcy.com\/wp-json\/wp\/v2\/tags?post=2835"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}